Debit Card transactions for non-personal clients in a currency other than GBP incur a 2.75% non-Sterling transaction fee (excluding EUR/USD Travel Wallet transactions).

For more details on our FX debit card charges, including a table showing our exchange rates for certain currencies compared to the rate published by the European Central Bank (ECB), please visit barclays.co.uk/travel/using-debit-card-abroad/. Please note this link brings you to our Barclays UK website (and away from this current site) which offers different products which you may not be eligible for and links which may not be applicable. Please also note for all regulatory information and protections please only refer to the Important Information page on this current website.

Debit Card Foreign Exchange Charges – Personal Clients

Debit Card transactions for personal clients in a currency other than GBP will not incur a non-Sterling transaction fee (excluding EUR/USD Travel Wallet transactions).

The below table shows our exchange rates for certain currencies compared to the rate published by the European Central Bank (ECB). Please also note for all regulatory information and protections please only refer to the Important Information page on this website.

When you buy something or take money out of a cash machine in the EU, you may be able to choose whether to pay in sterling rather than the local currency. If so, the retailer or cash machine provider will give you a rate as a mark-up over the ECB rate.

You can use this table to decide whether you want to let the retailer or cash machine provider convert the currency using their rate, or if you’d like to use ours instead. If you’d like us to make the conversion, please pay or withdraw in local currency rather than sterling.

To work out how much your transaction costs in sterling, divide the value in local currency by the rates shown in the table.

To work out how much your transaction costs in sterling, divide the value in local currency by the rates shown in the table.

Non-Sterling purchases for Barclays Debit cards and

In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised.  However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day.

Payment cut-off times

Cut-off times for international payments made through online banking - these times tell you when you can expect payments made through your account to clear.

Cut-off times for Barclays Bank UK Plc [PDF, 182KB]
Cut-off times for Barclays Plc (London, Guernsey, Jersey and Isle of Man branch) [PDF, 52KB]
Cut-off times for Barclays Bank Ireland PLC [PDF, 150KB]

Payments, rates and tariffs

Interest rates for savings and bank accounts

Barclays Bank base rates for overdrafts and loans

External reference rates for overdrafts and loans

Mortgage rate

Tariff guides

Foreign Exchange Pricing

IBAN payment regulations

Overseas Delivery Charges

Debit Card Foreign Exchange Charges – Non-Personal Clients

Debit Card Foreign Exchange Charges – Personal Clients

Payment cut-off times

Important information