Extra borrowing

Want to borrow more against your property?

We can help you borrow more if you have a good credit record and can afford higher repayments.

Borrow up to 85% of your home’s value

Get up to 85%, or 80% if you’re consolidating any debt. Remember, this limit includes your current mortgage balance plus the extra amount you’d like to borrow.

Payments that suit you

Repay your new amount over the term of your mortgage, or ask us about paying over a different term.

We’ll help you apply

We’ll speak to you about your income and spending commitments. We’ll also check if you’ve made any big changes to your property, and whether its value or your credit score have changed since we last looked.



We are committed to helping our clients and understand that at times, you may require additional support. If needed, we can provide this communication in braille, large print or audio. Please get in touch with your usual Barclays contact, or use the details on the Contact us page of our website if you would like to discuss your circumstances or share feedback. You can also find more information on our Accessibility page.

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Interested in a buy-to-let?

Whether you’re adding to a wider property portfolio or buying a second home to rent, we can find the best Barclays mortgage for you. Our mortgage experts can also offer tips and insurance deals to make your purchase go as smoothly as possible.